| "If you don't act now while it's fresh in your mind, it will | | | | you.Income funds offer its investors a regular income |
| probably join the list of things you were always going | | | | usually paid out in the form of monthly dividends. This is |
| to do but never quite got around to. Chances are you'll | | | | why this type of investment is called a fixed income |
| also miss some opportunities." -Paul ClitheroeThere are | | | | fund. The investment is usually in debt management of |
| so many choices for investors when it comes to | | | | the government or large corporations. Most people |
| mutual funds. Which is great because investors do not | | | | who invest in income funds are investors who are |
| have to settle on investments which almost meet their | | | | extremely conservative or people in their retirement |
| financial goals and risk levels. They can find a mutual | | | | years. Income funds have a higher rate of return then |
| fund that is a customized fit to their investment style. In | | | | money market funds but they do carry more risk with |
| the northern hemisphere alone, there are over 10,000 | | | | them.Balance funds offer the investors just the right |
| mutual funds available that investors can choose | | | | mix of income, low risk, and appreciation. The goal of |
| between. There are more funds then stocks. Each | | | | this type of fund is to invest in a combination of all |
| type of mutual fund has its own level of growth, risk, | | | | types of stocks to achieve a balanced and profitable |
| and rate of return. In addition, each fund has already | | | | investment portfolio. Most financial experts suggest |
| established investment goals, industries, and investment | | | | that balance funds should be 60% equity and 40% |
| techniques. There are three basic types of mutual | | | | income.Equity funds are what most people think of |
| funds - equity funds, fixed income funds, and money | | | | when they hear the term mutual fund. This type of |
| market funds.Money market funds are usually short | | | | investment is long term and the goal is to slowly |
| term investments. Money market funds are similar to | | | | increase capital over a number of years. As |
| Treasury Bills. This is an extremely safe investment | | | | retirement approaches more equity funds allow the |
| and there is almost no risk associated with investment | | | | investor to draw an income each month from the |
| in money markets. This is perfect of the investor who | | | | fund.Visit the Global Investment Institute and signup for |
| has an aversion to risk. However, remember with little | | | | our free Investing For Beginners E-Course at |
| risk come a small rate of return. A good way to | | | | webmasters or publishers, please feel free to use this |
| balance that is to put a larger sum of money into a | | | | article provided this reference is included and all links |
| money market fund. The rate of return is usually | | | | remain active. |
| double what a typical savings account would give | | | | |