| The same Internet connection that lets
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| | experts think the Opera browser is safer
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| you reach out and touch millions of Web
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| | than either IE or Firefox.
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| servers, e-mail addresses, and other
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| | Threat 2: Phishing and Identity Theft
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| digital entities across the globe also
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| | You have probably seen your share of
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| endangers your PC and the information it
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| | phishing attacks, which look like
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| contains about you. Here's how to stymie
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| | communications from your bank, PayPal,
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| the three gravest Internet risks.
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| | eBay, or another online account. The
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| Threat1: IE
| |
| | message may ask you to click a link that
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| Internet Explorer heads the list of top
| |
| | leads to a bogus Web page, complete with
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| Internet security attack targets in the
| |
| | realistic user-name and password log-in
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| most recent joint report of the FBI and
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| | fields, or it might ask for a credit-card
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| security organization SANS Institute.
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| | number.
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| One reason: As the most widely used
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| | The fake address often resembles the real
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| browser, IE provides the biggest payoff
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| | institution URL--'citibank.fakesite.com'
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| for malicious hackers who set out to
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| | in place of 'citibank.com', for example.
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| exploit its flaws. The biggest problem
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| | The phishers site and e-mail message may
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| with IE is its reliance on Microsoft
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| | even load images from your bank, or have
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| ActiveX technology, which allows Web
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| | links to the institution own Web site.
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| sites to run executable programs on your
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| | When you take the bait, the phisher
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| PC via your browser.
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| | harvests your data, and either sells it
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| Security patches and upgrades, including
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| | to someone else, or uses it to drain your
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| Windows XP Service Pack 2 and the
| |
| | account right away. A variant called
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| recently released IE 7, make ActiveX
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| | spear phishing identifies you by name in
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| safer, but the inevitable flaws that
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| | the lure message or Web site, making the
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| allow malware to circumvent those
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| | sham even harder to spot.
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| security measures--combined with the
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| | You may have read that your bank will
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| reality that we computer users are often
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| | never send you an e-mail asking you to
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| a credulous lot--make ActiveX a risk not
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| | log in to your account, and it should
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| worth taking.
| |
| | not, though it does happen on occasion.
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| Happily, with very few exceptions (such
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| | The vast majority of messages that appear
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| as Microsoft Windows Update site), you
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| | to come from financial institutions are
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| can browse the Internet effectively
| |
| | phishing attacks, so assume that such
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| without ActiveX.
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| | messages are bogus and avoid opening them
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| To disable ActiveX in IE 6 and 7, choose
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| | at all, let alone clicking any links they
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| Tools, Internet Options, Security, Custom
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| | contain.
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| Level, scroll to 'Run ActiveX controls
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| | If you are concerned that the bank or
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| and plug-ins, and select Disable.
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| | other service is really trying to notify
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| Click OK, Yes, and OK to close the dialog
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| | you of a problem with your account, open
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| boxes. To enable ActiveX on a known and
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| | your browser manually and log in to the
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| trusted site, click Tools, Internet
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| | site directly, or better yet, pick up the
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| Options, Security, choose Trusted Sites,
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| | phone and call a customer service agent
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| click Sites, enter the site address in
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| | (if you can find one via the bank
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| the text box, and click Add. Uncheck
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| | automated phone system).
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| Require server verification (https:) for
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| | The place you are most likely to notice
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| all sites in this zone, and click Close
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| | that your credit card or bank account has
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| and OK.
| |
| | been compromised by a phishing attack or
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| If you leave ActiveX enabled, you may
| |
| | identity theft is on the statement you
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| quickly encounter malware-harboring sites
| |
| | receive from them via mail. Check it
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| and e-mail attachments that ask you to
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| | carefully for unauthorized charges, and
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| let them install their ActiveX controls
| |
| | report any to the institution
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| on your system. Unless you are 100
| |
| | immediately.
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| percent certain that the control is safe
| |
| | IE 7 asks you a couple of times if you
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| and legitimate, do not allow it.
| |
| | had like to enable its phishing filter
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| Regardless of which browser is set as the
| |
| | during installation; say yes. To enable
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| default on your system, always keep
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| | this feature, choose Tools, Phishing
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| Windows (and IE) updated to minimize your
| |
| | Filter, Turn On Automatic Website
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| risk.
| |
| | Checking, and click OK.
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| To keep Windows XP up-to-date, visit (you
| |
| | Firefox 2 phishing filter is enabled by
|
| will have to use Internet Explorer) and
| |
| | default, but it uses a static downloaded
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| install Service Pack 2, if you have not
| |
| | list of known phishing sites. Many
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| already. Next, choose Start, Control
| |
| | firewalls and other security programs
|
| Panel, System, and click the Automatic
| |
| | include identity-protection features that
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| Updates tab.
| |
| | scan the stream of data leaving your PC
|
| Select Automatic (recommended) If you
| |
| | for sensitive information, such as
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| trust Microsoft implicitly, Download
| |
| | passwords or social security and credit
|
| updates for me, but let me choose when to
| |
| | card numbers, and then block the
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| install them if you trust the company a
| |
| | unauthorized transfers.
|
| little bit, or Notify me but do not
| |
| | Resist the temptation to post personal
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| automatically download or install them to
| |
| | information on your Web page, blog, or
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| play it safest. (Click "Do not Let a
| |
| | social site (Facebook/MySpace) account.
|
| Windows Update Bring You Down" for more
| |
| | Identity thieves, spammers, and online
|
| on Windows updates.)
| |
| | predators are always on the lookout for
|
| Whichever option you choose, click OK to
| |
| | such data. Browse to "Safeguard Your
|
| download and install the most recent
| |
| | Reputation While Socially Networking" for
|
| security patches.
| |
| | an explanation of the risks to both
|
| If you stick with IE, upgrade to version
| |
| | adults and children, and for tips on what
|
| 7, which improves ActiveX security.
| |
| | you can do to avoid the dangers.
|
| Still, the best way to reduce your PC
| |
| | Threat 3: Malware
|
| vulnerability to ActiveX exploits is to
| |
| | Every day, virus, spyware, and adware
|
| download and install another browser, and
| |
| | creators come up with new, ingenious ways
|
| set it as your default browser.
| |
| | to gain access to your PC.
|
| Mozilla Firefox is the most popular IE
| |
| | These steps will help keep you safe:
|
| alternative. Unfortunately, Firefox
| |
| | Think before you click.Use a spam filter.
|
| growing popularity has enticed malware
| |
| | Update your antivirus software.Download
|
| authors to exploit its own flaws. While
| |
| | with discretion.Use a bidirectional
|
| no software is perfectly secure, many
| |
| | firewall.Use antispyware.
|